No comment on why rates a slightly higher today even though Treasuries are lower‚Maybe I need an abacus.

In any case, rates are still low but trending higher.

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Rates bumped up considerably late today losing everything they gained yesterday afternoon. Expect sideways adjustments for awhile as Wall Street gets its bearings back about it.

In any case, rates are still low low low‚

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Rates continue to trend lower as Wall Street spins into the abyss.

Although I would like to offer some useful advice, insight et al…I’m at a loss for words, watching like everyone else as we move into uncharted territory. All I have is a little bit of personal opinion…

Lehman Bros found out that the government can’t/won’t bail out everyone. Why were they ‘turned away’ while Bear Sterns J.P. Morgan, Fannie and Freddie were ‘backed’ by the Treasury? Me thinks they had to start proving a point with someone. Is this good? We’re about to find out.

In any case we’re walking down the path of a fast truth rather than slow lies…

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Rate pricing worsened slightly this morning. I would expect a sideways trending on rates and pricing over the next few weeks, without too much variance up or down.

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

An impressive run on falling rates, especially considering news and reports out of Wall Street that would traditionally push rates higher.

On 8/11/08 RateSpeed was reporting a the best case 30 Yr Fixed (without paying points) to be 6.375%, while today the same 30 Yr Program stands at 5.625%.

Its a great time to get a mortgage or re-mortgage folks…however, expect some delays. There is a serious uptick of business that lenders are probably not fully equipped to handle.

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Rates and pricing continue to improve in light of the Fannie - Freddie government takeover.

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Today’s rates are significant, considering the proposed Government takeover of Fannie Mae and Freddie Mac. They are noticeably lower.

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

Wholesale FHA Mortgage Rates and Pricing 8/27/2008

FHA 3 Yr ARM

FHA 5 Yr ARM

FHA 15 Yr Fixed

FHA 30 Yr Fixed

Wholesale direct FHA rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <640
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Quote Created: 8/26/2008 5:07 PM

3 Year ARM

5 Yr ARM

15 Year Fixed

30 Yr Fixed

Wholesale direct rates and pricing shown are based on the variable factors below:

• Primary Residence
• Purchase or Rate Term Refinance
• Single Family Residence
• Loan To Value Ratio <80%
• Credit score <720
• Debt To Income Ratio <42%
• Loan Amount $100,000 to $417,000
• Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚