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Archive for the 'Lenderama' Category

Wholesale Conforming Mortgage Rates and Pricing 9/18/2008

Wholesale Conforming Mortgage Rates and Pricing 9/18/2008

No comment on why rates a slightly higher today even though Treasuries are lower‚Maybe I need an abacus.

In any case, rates are still low but trending higher.

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 9/16/2008

Wholesale Conforming Mortgage Rates and Pricing 9/16/2008

Rates bumped up considerably late today losing everything they gained yesterday afternoon. Expect sideways adjustments for awhile as Wall Street gets its bearings back about it.

In any case, rates are still low low low‚

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 9/15/2008

Wholesale Conforming Mortgage Rates and Pricing 9/15/2008

Rates continue to trend lower as Wall Street spins into the abyss.

Although I would like to offer some useful advice, insight et al…I’m at a loss for words, watching like everyone else as we move into uncharted territory. All I have is a little bit of personal opinion…

Lehman Bros found out that the government can’t/won’t bail out everyone. Why were they ‘turned away’ while Bear Sterns J.P. Morgan, Fannie and Freddie were ‘backed’ by the Treasury? Me thinks they had to start proving a point with someone. Is this good? We’re about to find out.

In any case we’re walking down the path of a fast truth rather than slow lies…

Conforming 3 Year ARM

Conforming 5 Yr ARM

Conforming 15 Year Fixed

Conforming 30 Yr Fixed

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 9/12/2008

Wholesale Conforming Mortgage Rates and Pricing 9/12/2008

q91208.png

Rate pricing worsened slightly this morning. I would expect a sideways trending on rates and pricing over the next few weeks, without too much variance up or down.

Conforming 3 Year ARM

3yr91208.png

Conforming 5 Yr ARM

5yr91208.png

Conforming 15 Year Fixed

15yr91208.png

Conforming 30 Yr Fixed

30yr91208.png

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 9/11/2008

Wholesale Conforming Mortgage Rates and Pricing 9/11/2008

q91108.png

An impressive run on falling rates, especially considering news and reports out of Wall Street that would traditionally push rates higher.

On 8/11/08 RateSpeed was reporting a the best case 30 Yr Fixed (without paying points) to be 6.375%, while today the same 30 Yr Program stands at 5.625%.

Its a great time to get a mortgage or re-mortgage folks…however, expect some delays. There is a serious uptick of business that lenders are probably not fully equipped to handle.

Conforming 3 Year ARM

3yr91108.png

Conforming 5 Yr ARM

5yr91108.png

Conforming 15 Year Fixed

15yr91108.png

Conforming 30 Yr Fixed

30yr91108.png

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 9/9/2008

Wholesale Conforming Mortgage Rates and Pricing 9/9/2008

quote9908.png

Rates and pricing continue to improve in light of the Fannie - Freddie government takeover.

Conforming 3 Year ARM

3yr9908.png

Conforming 5 Yr ARM

5yr9908.png

Conforming 15 Year Fixed

15yr9908.png

Conforming 30 Yr Fixed

30yr9908.png

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 9/8/2008

Wholesale Conforming Mortgage Rates and Pricing 9/8/2008

Today’s rates are significant, considering the proposed Government takeover of Fannie Mae and Freddie Mac. They are noticeably lower.

quote9808.png

Conforming 3 Year ARM

3yr9808.png

Conforming 5 Yr ARM

5yr9808.png

Conforming 15 Year Fixed

15yr9808.png

Conforming 30 Yr Fixed

30yr9808.png

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 9/3/2008

Wholesale Conforming Mortgage Rates and Pricing 9/3/2008

quote9308.png

Conforming 3 Year ARM

3yr9308.png

Conforming 5 Yr ARM

5yr9308.png

Conforming 15 Year Fixed

15yr9308.png

Conforming 30 Yr Fixed

30yr9308.png

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming and FHA Mortgage Rates and Pricing 8/27/2008

Wholesale Conforming Mortgage Rates and Pricing 8/27/2008

picture-1.png

Conforming 3 Year ARM

3yr82708.png

Conforming 5 Yr ARM

15yr82708.png

Conforming 15 Year Fixed

5yr32708.png

Conforming 30 Yr Fixed

30yr82708.png

Wholesale direct Conforming rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

Wholesale FHA Mortgage Rates and Pricing 8/27/2008

picture-10.png

FHA 3 Yr ARM

3yrfha82708.png

FHA 5 Yr ARM

5yrfha82708.png

FHA 15 Yr Fixed

15yrfha82708.png

FHA 30 Yr Fixed

30yrfha82708.png

Wholesale direct FHA rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <640
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

Wholesale Conforming Mortgage Rates and Pricing 8/26/2008

Wholesale Conforming Mortgage Rates and Pricing 8/26/2008

Quote Created: 8/26/2008 5:07 PM

3 Year ARM

3yr82608.png

5 Yr ARM

5yr826081.png

15 Year Fixed

15yr826081.png

30 Yr Fixed

30yr82608.png

Wholesale direct rates and pricing shown are based on the variable factors below:

  • Primary Residence
  • Purchase or Rate Term Refinance
  • Single Family Residence
  • Loan To Value Ratio <80%
  • Credit score <720
  • Debt To Income Ratio <42%
  • Loan Amount $100,000 to $417,000
  • Fully Documentable Income and Assets

For a detailed explanation and definitions click here.

Information is derived directly from wholesale mortgage banks inter-daily program and pricing sheets and is deemed reliable but not guaranteed.

Mortgage rates and pricing may change up to 3 times daily, check often.

Rates and Pricing Provided by RateSpeed‚

Posted by | Discussion: No Comments »

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